Details for Mensah FC19-019

Notice of Sale Under Power Georgia, Clayton County Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by Rossie Mensah and John Bullard to Home Mortgage Corporation, dated February 13, 2001, and recorded in Deed Book 4754, Page 326, Clayton County, Georgia records, as last transferred to U.S. Bank National Association as Indenture Trustee for Towd Point Mortgage Trust Asset-Backed Securities, Series 2016-3 by Assignment recorded in Deed Book 11588, Page 512, Clayton County, Georgia records, conveying the after-described property to secure a Note of even date in the original principal amount of $72,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Clayton County, Georgia, within the legal hours of sale on the first Tuesday in November, 2019, to wit: November 5, 2019, the following described property: All that tract or parcel of land lying and being in Land Lot 112 of the 13th District, Clayton County, Georgia, being Lot 24, Block K, Pineland Subdivision, Section 3, Unit A, as per plat recorded in Plat Book 7, Page 146, Clayton County records, which plat is incorporated herein by this reference and made a part hereof. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 5921 Pinecreek Road, Forest Park, GA 30297, together with all fixtures and personal property attached to and constituting a part of said property. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): The Heirs at Law of the Estate of Rossie Mensah or tenant or tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. Section 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Pursuant to O.C.G.A. Section 44-14-162.2, the entity that has full authority to negotiate, amend and modify all terms of the mortgage with the debtor is: Select Portfolio Servicing, Inc. Attention: Loss Mitigation Department 3217 S. Decker Lake Drive Salt Lake City, Utah 84119 1-888-818-6032 The foregoing notwithstanding, nothing in OC.G.A. Section 44-14-162.2 shall be construed to require the secured creditor to negotiate, amend or modify the terms of the Deed to Secure Debt described herein. This sale is conducted on behalf of the secured creditor under the power of sale granted in the aforementioned security instrument, specifically being U.S. Bank National Association as Indenture Trustee for Towd Point Mortgage Trust Asset-Backed Securities, Series 2016-3 as attorney in fact for Rossie Mensah and John Bullard Richard B. Maner, P.C. 180 Interstate N Parkway, Suite 200 Atlanta, GA 30339 404.252.6385 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. FC19-019 950-617011, 10/9,16,23,30