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MoneyTips

If you can get something either with or without a fee, why would you ever pay the fee? Unless you just enjoy throwing money away, you'd have to get something of value in return to justify the fees.

A recent survey from Discover, a major issuer of no-fee credit cards, investigated fees and their effects on credit card usage. The survey showed that consumers with no-annual-fee credit cards were twice as likely to be satisfied with their card than consumers with annual-fee cards (70% to 35%) – suggesting that consumers aren't getting a sufficient return for the fees that they pay.

Surveys typically show that between two-thirds and three-quarters of credit cards don't charge annual fees. According to the How To Evaluate A Credit Card Offer

Millions Of Americans Using Outdated Credit Cards

Sift App Maximizes The Benefits Of Your Credit Cards

MoneyTips

Graduation for the Class of 2019 is here. Some college graduates have studied physics and will pursue rocket science as a career. Others plan to become doctors, memorizing every bone in the body, while a few are walking encyclopedias when it comes to history. But how many of them can – and do – balance a checkbook?

According to the Pew Research Center, for the first time in over a century, Americans between the ages of 18 and 34 are more likely to be living with their parents than in any other living situation. This is attributed to the nation's student loan debt, which stands at an all-time high of $1.49 trillion, and the job market that keeps graduates in internships and minimum wage positions for years after college. That means many recent college grads have never paid their own rent, balanced a checkbook or created a budget, much less learned to live on one.

The good news in this grim statistic is that learning the basics of personal financial management isn...

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JONESBORO — The Clayton County Board of Education has scheduled three public hearings on the 2019 millage rate and resulting tax increase.